Free Educational Overview
Credit Insurance Guide
A practical guide for companies that sell on open-account terms and want to better understand customer nonpayment risk, receivables protection, and safer sales growth.
No email required. Designed for business owners, finance leaders, credit managers, and sales leaders evaluating ways to reduce exposure to unpaid customer balances.
What’s Inside
A plain-English overview before choosing a policy.
The guide explains how trade credit insurance works, where coverage can help, what limitations matter, and which questions buyers should ask before selecting a program.
Coverage basics
What trade credit insurance is and how it can protect approved receivables.
How policies work
The process from selling on credit to approved buyer limits and claim payment.
Policy structures
Cancellable versus non-cancellable limits and why the difference matters.
What is covered
Typical covered losses, exclusions, waiting periods, and reporting duties.
Bad-debt math
Why one unpaid customer balance can require far more new sales than expected.
Claims and next steps
What affects pricing, what documentation matters, and how to evaluate fit.
Have questions after reading the guide?
Speak with Trade Credit Group about your receivables exposure, customer concentration, and whether trade credit insurance may fit your business.